Student Education Loan

What We Do

An Education loan is the loan or funds acquired by an individual to pursue higher studies in India or abroad. The loan repayment commences for the student after completing the education and a period of 6 months is given as grace period to students to get or join a job.

The repayment amount will be determined by your choice of interest, you need to decide how you want to repay the loan. That is if you want to start paying during the time of moratorium period itself or after the moratorium period. The Moratorium period is the time of your education plus 6 months or 1 year given to get a job. It is only after this time that you are expected to pay the loan.

The loan interest starts to accrue at the time of dispersal of funds, so at the time of your graduation you have a huge amount to repay. The other option is your parents or guardian can start paying the loan during the moratorium period itself where it is calculated as a simple interest.

As we know that you are studying hard and have excellent academic track record in your exams and also planning to move to excel your career internationally, we are there to help you to fulfill your financial needs. We at AVC, understand your career aspirations and try to resource you the best offer of the best student loan from the best financial institution so that you will successfully support your journey as a international student.

AVC, will help you to resource following segments of loans:

Under Graduate Education Loan

These are given to students who have completed their secondary education and looking to do higher studies in the form of under graduation. It can be done in India or abroad.

Post Graduate Education Loan

These are education loans given to individuals who want to pursue post-graduation after completing under graduation course from a reputed university/college. Here also the loan can be for studying in India or abroad.

Parents Availing Education Loan

This is the case where the parents take loan for the education purposes of their children. This is an unsecured loan and need not be for graduate or post-graduation courses but also for elementary and higher secondary courses.